Welcome to Debt Management Events!

Welcome to Debt Management Events!

Management skills are considered as most desirable in every individual in both his personal and professional life. But when it comes to managing his/her own finances and regularizing his/her own money, people start taking the task for granted, and end up at a dead-end caused by their financial blunders and over-confidence. Eventually this continuous mismanagement of money leads them to a habit of borrowing money in forms of loans and equities, over-usage of credit cards and involvement in self-indulgent spendthrift activities that drains their money from more than one outlet, resulting into a wide abyss of ‘Debt’ and perhaps ‘Bankruptcy’ too! Nevertheless, there are several debt relief options like debt settlement, debt management, credit counseling etc to help us out of this increasing fear and insecurity of being on debt, but prevention is always better than cure and therefore one should always take prior actions to avoid any risks of debts and its relative infections, which acts as a vicious circle all your life.

Debt Management Events is a noble venture which can also be called as an interesting archive of worthy and essential information, facts and knowledge regarding debt and the art to manage it tactfully in order to end it along with its negative traits or blemishes. We would not only acquaint you with the most apt and legitimate ways to manage your debts but will also make you contemplate on the very essence of financial troubles and its root causes. Remember that managing your own money is the first step towards closing all doors that lead to debt, bankruptcy and ambiguities of debt relief processes.

Friday, February 4, 2011

Right Bargaining Tactics Can Save You a Lot of Pennies


The current economic hard times tempt us to save money from anywhere possible.   Moreover, debts and its consequences have made us so dependent on debt relief options and debt settlement companies that it is extremely necessary for us to find sources and avenues for saving, and what can be more interesting than bargaining for anything you purchase! The act of bargaining has gained more popularity due to debt incurred conditions like inflations and recession followed by a lot of price drop as consumers are tightening their budget to survive the economic setbacks. Thus bargaining has grown as a prevalent consumer habit which is further encouraged by many sales people dropping a price or sweetening the deal to get things sold for business. There are certain tips and tricks which can help you increase your bargaining power and price negotiation skills to purchase things of your desire with lesser price. First and foremost one should remember that in a culture of bar codes and price tags it might seem strange to haggle over prices but one should come out of the shell of introversion and timidity to talk calmly but firmly with the salesperson about dropping the price to an affordable amount.
A gentle inquiry or a little persuasion proves to be enough for the sellers to drop the price. The second tactics is to be a little diplomatic in dealing with the salesperson by playing a bit dumb and innocent in matters of price and value of the product, followed by attaching an emotional aspect or need in purchasing he product; the same may evoke humane feelings in the sellers and out of sentiments the sellers may very well drop the price of the product to ensure that you repeat your purchases form him/her in future. You have a need to buy the product but the salesperson has a need to make a profit. Don’t see the salesperson as an adversary. See them as a partner in solving your problem. In case you are buying from a mall or a supermarket, the average sales assistants do not have any say over lowering the prices of the items, thus you should seek assistance from the floor manager of the store who is on commission and they are more likely to make concessions to please a customer. A very good way to negotiate for the right price is to come prepared with price quotes from other companies or from the internet and then you can intelligently argue for the best price. A very good tactics of bargaining for a favorable price is to be nice and friendly with the salesperson by building a personal rapport with him/her which naturally drives the salesperson to minimize the cost of the product for you. Remember that healthy and cordial communication skill added with reasonable knowledge about the relevant product does the job of perfect bargaining.


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