Money, money and more money is all that we want and need, then why can’t we keep it! It seems like a wild goose, whom we keep chasing all our life to madness. Money or Financial independence plays the most significant and dominating role in our physical and mental well being, apart from determining our social identity, status and individuality. And that’s why words like debt, bankruptcy, recession and deficits sound poisonous to our ears. No doubt that the various debt relief options like debt settlement and debt consolidation are abound in market but it always brings in an uncomfortable feeling and sense of insecurity to discuss your money matters with strangers. Well, the only key to all these doubtful locks lies in our own hands; it lies in the magic and art of tackling our finances and taking care of our cash-flow. It is an old but wise saying that ‘unless the wealth is gone, we fail to understand it’s worth’ and thus keep repeating the financial blunders like unnecessary overspending and extravagances, misuse of credit card and equity loans etc. In a way, in spite of cherishing our hard earned money, we end up degrading it and taking it for granted to fulfill our hollow and temporary wants! True that money can’t buy us real happiness and all those intangible satisfactions like peace and true love. But if we delve deeper into this argument, we will discover that money can actually buy all the tangible happiness and ecstasies that substantiate those abstract elations.
For example, can you think of a day without a single penny to spend on anything, not even your food and all inevitable needs! You might think that you can, if you have the company of your loved ones and their care, but practically speaking, the very state of emptiness will irk you to the core, however you falsely console yourself with pretences! The fact is that money is the most vital part and parcel of our mental and emotional bliss and balance.
The big question but still remains! How to not let your finances go for a toss! Well, one should know all the arts of cherishing his/her own money (let your pals scream and call you a miser! Don’t pay a heed to them). Stick with your money and bond wit it like never before! Pull up the strings of your purse tight to so that none can undo it! Save and hide at least 30% of your monthly income at such a place that would be difficult for you to remember! Last but not the least; believe in the saying ‘Simple Living and High Thinking’.

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