Welcome to Debt Management Events!

Welcome to Debt Management Events!

Management skills are considered as most desirable in every individual in both his personal and professional life. But when it comes to managing his/her own finances and regularizing his/her own money, people start taking the task for granted, and end up at a dead-end caused by their financial blunders and over-confidence. Eventually this continuous mismanagement of money leads them to a habit of borrowing money in forms of loans and equities, over-usage of credit cards and involvement in self-indulgent spendthrift activities that drains their money from more than one outlet, resulting into a wide abyss of ‘Debt’ and perhaps ‘Bankruptcy’ too! Nevertheless, there are several debt relief options like debt settlement, debt management, credit counseling etc to help us out of this increasing fear and insecurity of being on debt, but prevention is always better than cure and therefore one should always take prior actions to avoid any risks of debts and its relative infections, which acts as a vicious circle all your life.

Debt Management Events is a noble venture which can also be called as an interesting archive of worthy and essential information, facts and knowledge regarding debt and the art to manage it tactfully in order to end it along with its negative traits or blemishes. We would not only acquaint you with the most apt and legitimate ways to manage your debts but will also make you contemplate on the very essence of financial troubles and its root causes. Remember that managing your own money is the first step towards closing all doors that lead to debt, bankruptcy and ambiguities of debt relief processes.

Wednesday, October 27, 2010

Student and Alcohol: Gulping Down the Money

Alcohol intake has become an integral part of any fun nowadays, especially teenagers who have just tasted the taboo of getting high and drunk over trivial issues. In this present scenario of increasing personal and individual indebtedness and financial deficits, no one is actually paying any heed to this habit which if not controlled can take a dangerous shape of irresponsible drinking habit, which leads to excessive loss of money and sometimes may even cost a fortune. According to Rachel Barrington of University of Wisconsin, the average college student spends $500 per year on alcohol, which seems to be quite an amount to lose in this debt-ridden existence. When in one hand people are falling back on debt relief options and debt settlement firms to treat them of their financial injuries, on other hand, the same people have not spared a second thought in spending a valuable amount of cash on alcohol drinking, either out of fame or shame, grief or smile.

It takes 5 years for a student to graduate and approximately $23,000 is borrowed for the purpose of financing education, which means more than 10% of college loans are being drained out to support alcohol consumption. The average amount of time that a college undergrad remains drunk is almost 10.6 hours a week. Instead of being drunk, if he/she decides to work on these hours and to take $8 per hour, they would end up earning $4,409.60 per year, which over the period of 5 years would become $22, 048. Thus to put the two facts together, if college students did not drink at all, they could save cash worth $1,548, instead of being $23,000 in debt.

Moreover, there is always a tendency of being addicted to alcohol which impairs the ability of students to perceive and think rationally, leading to blurring of sensory organs, which make them unaware of the continuous outflow of cash under the effects of alcohol.

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